Mixed Week for FinTech: Chime Rallies, Robinhood and Circle Slide

Hi FinTech Fanatic,

It was a volatile week across the FinTech landscape, marked by sharp drops among major payment and crypto players, and a standout rally from U.S. neobank Chime.

Investor sentiment was divided, as most FinTech valuations fell under pressure from higher rates and earnings downgrades, but a handful of digital banks and infrastructure firms managed to defy the downturn.

👇 Here’s how listed FinTech companies performed this week.

🏦 FinTechs by Market Cap

The top of the leaderboard remained stable, with Visa ($646.1B, –1.19%) and Mastercard ($496.3B, –0.55%) maintaining their dominance. American Express ($252.3B, +1.54%) was the only major large-cap gainer, supported by stronger-than-expected credit spending.

Mid-cap and growth names faced a tougher week. Robinhood ($113.7B, –12.87%) and Adyen ($48.7B, –12.24%) were among the biggest decliners, while Circle plunged 20.68%, marking the steepest drop among all ranked companies.

On the positive side, Chime (+16.91%) and ACI Worldwide (+4.93%) stood out as the week’s strongest performers, both climbing despite broader market weakness.

📈 FinTechs by Performance

The performance leaderboard was led by Chime (+16.91%), which surged after reporting stronger user growth and improved profitability metrics. ACI Worldwide (+4.93%) followed, supported by institutional inflows into payment infrastructure stocks.

American Express (+1.54%) rounded out the top three, standing out among large-cap peers. Meanwhile, SoFi (–7.92%), Coinbase (–7.01%), and KakaoBank (–8.77%) led the laggards.

💳 Payments by Market Cap

In the payments segment, Visa, Mastercard, and American Express continued to dominate, with combined valuations nearing $1.4 trillion. Below the top three, most players ended the week lower: Adyen (–12.24%), Block (–6.60%), and Fiserv (–6.37%) all faced notable pullbacks.

Still, ACI Worldwide (+4.93%) stood out as one of the few gainers in the payments segment.

🏦 Digital Banks by Market Cap

Nubank ($75.6B, –2.58%) held onto the top spot among digital banks, followed by SoFi ($32.9B, –7.92%). The week’s biggest story came from Chime, whose market cap rose to $7.5B after a 16.91% jump, its best weekly gain of the year. KakaoBank (–8.77%) and Dave (–1.49%) completed the top five, both closing lower.

₿ Crypto Companies by Market Cap

Crypto valuations continued to decline as investor confidence weakened. Robinhood ($113.7B, –12.87%) and Coinbase ($82.1B, –7.01%) both saw steep losses, while Circle dropped -20.68%, the sharpest decline across the entire FinTech universe.

eToro (–7.79%) and Bakkt (–15.97%) also ended the week down, underscoring a challenging environment for crypto-linked stocks across the board.